Cheat Sheet / Financial Summary
Financial Indicators (TRY) |
2024/12 |
2025/09 |
Total Assets |
96,531,141,651 |
152,395,276,761 |
Total Liabilities |
67,808,047,211 |
110,793,658,235 |
Paid-in Capital |
5,000,000,000 |
10,000,000,000 |
Total Equity |
28,723,094,440 |
41,601,618,526 |
|
2024/09 |
2025/09 |
Gross Written Premium |
72,580,263,501 |
105,134,769,767 |
Gross Claims Paid |
-21,767,361,867 |
-39,832,785,664 |
Operating Expenses |
-6,567,591,627 |
-10,519,805,297 |
Investment Income |
17,574,919,117 |
25,865,379,057 |
Investment Expenses |
-16,762,042,888 |
-21,207,490,872 |
Net Investment Income |
812,876,229 |
4,657,888,185 |
Extraordinary Operations |
-866,613,540 |
-2,871,996,694 |
Technical Profit |
12,494,526,085 |
17,659,040,744 |
Net Profit |
9,640,179,111 |
14,343,921,223 |
Ratios Regarding Asset Quality & Liquidity |
2024/12 |
2025/09 |
Cash Ratio |
89% |
89% |
Liquidity Ratio |
119% |
121% |
Current Ratio |
131% |
131% |
Receivables from Premium and Reinsurance / Total Assets |
20% |
22% |
ROAA |
15% |
15% |
ROAE |
58% |
55% |
Operational Ratios |
2024/09 |
2025/09 |
Retention Ratio |
46% |
49% |
Gross Claims Paid / (Gross Claims Paid + Provision for Outstanding Claims) |
38% |
49% |
Profitability Ratios |
2024/09 |
2025/09 |
Net Loss Ratio |
77% |
73% |
Net Commission Ratio |
12% |
12% |
Net Expense Ratio |
10% |
12% |
Net Combined Ratio |
98% |
98% |