Cheat Sheet / Financial Summary
Financial Indicators (TRY) |
2024/12 |
2025/12 |
Total Assets |
96,531,141,651 |
156,975,591,995 |
Total Liabilities |
67,808,047,211 |
105,370,887,625 |
Paid-in Capital |
5,000,000,000 |
10,000,000,000 |
Total Equity |
28,723,094,440 |
51,604,704,370 |
|
2024/12 |
2025/12 |
Gross Written Premium |
101,365,792,989 |
147,117,164,318 |
Gross Claims Paid |
-33,089,266,697 |
-54,321,451,300 |
Operating Expenses |
-9,263,818,491 |
-15,560,362,807 |
Investment Income |
23,519,793,909 |
34,071,566,773 |
Investment Expenses |
-22,403,819,631 |
-26,619,533,468 |
Net Investment Income |
1,115,974,278 |
7,452,033,305 |
Extraordinary Operations |
-1,754,150,638 |
-3,193,842,573 |
Technical Profit |
17,259,524,050 |
22,695,443,081 |
Net Profit |
12,720,262,824 |
19,425,013,374 |
Ratios Regarding Asset Quality & Liquidity |
2024/12 |
2025/12 |
Cash Ratio |
89.3% |
94.3% |
Liquidity Ratio |
118.9% |
126.2% |
Current Ratio |
130.9% |
136.9% |
Receivables from Premium and Reinsurance / Total Assets |
19.7% |
20.1% |
ROAA |
14.6% |
15.3% |
ROAE |
57.6% |
48.4% |
Operational Ratios |
2024/12 |
2025/12 |
Gross Claims Paid / (Gross Claims Paid + Provision for Outstanding Claims) |
47.3% |
56.3% |
Profitability Ratios |
2024/12 |
2025/12 |
Net Loss Ratio |
77.1% |
71.1% |
Net Commission Ratio |
11.9% |
12.4% |
Net Expense Ratio |
10.0% |
13.5% |
Net Combined Ratio |
99.0% |
97.1% |